ordering online w.o. a credit card

[dielonnn]

Okay so I am looking to put in a few different orders on a few diferent websites, mostly fasttech though.
I dont have a credit card or bank card anymore after a theft incident got my account closed, now my question is what would be a good card bought store like greendot or prepaid visa card that I can get that would work for these websites.

Ita important for me to get a card that I can reload with money over time, that most online store will accept, and that has a good reputation and customer service so I know im not putting my money into somthing that wont go just as amooth as using a regular credit card would go.

 

[bussdriver]

Just go to wal-mart and get one of those prepaid visas that you reload. It does cost something like 3 bucks to load it, but you only put on what you need for your shopping spree. When done, your account should be just a few bucks above zero. Not enough for any thief to worry about. Don't reload it again until you check your account online. Then reload, spend, relax.

 

[Susan~S]

Check with your bank. They may have something available to you at no charge (depending on how long you have had your account).

 

[optsmk]

You can also look into opening a Paypal account. I try to use paypal for everything I buy online. Its free to open one.

 

[Megs]

I use American Express Serve because it's free to refill at Walmart, CVS, or 7/11. It's the most convenient and cost-free prepaid I've found.

 

[JMarca]

Okay so I am looking to put in a few different orders on a few diferent websites, mostly fasttech though.
I dont have a credit card or bank card anymore after a theft incident got my account closed, now my question is what would be a good card bought store like greendot or prepaid visa card that I can get that would work for these websites.

Ita important for me to get a card that I can reload with money over time, that most online store will accept, and that has a good reputation and customer service so I know im not putting my money into somthing that wont go just as amooth as using a regular credit card would go.

Walmart grab a Bluebird card, that's American Express by the way and it offers 24 hours support and buyer protection.

 

[Jmoores74]

I was in a similar situation as you and I got a MasterCard reloadable from Walgreens since they are everywhere by me. It was also the cheapest one I could find for the monthly fees. You really have to read the fine print on all of them. Everyone of them changes a fee to put money on the card and monthly fees range from 3 to 8 dollars a month. Some even charge a transaction fee for every purchase you make.

 

[ChurchMouse]

I use American Express Serve because it's free to refill at Walmart, CVS, or 7/11. It's the most convenient and cost-free prepaid I've found.

I use this for online ordering and traveling as well. It's not attached to my bank account or any other accounts, so if someone feels like playing not-nice with my card or number the only money they can play with is the limited amount I keep in the account.

I think the Walmart branded account is called Bluebird. Same thing, different name.

 

[catlady60]

You can also use a MasterCard or Visa debit card issued by your bank or credit union.

 

[nasca]

learn bitcoin. a few online shops accept it.

screw the banks. and we should all get used to using bitcoin, anyway. I suspect that's how we'll be making liquid purchases in the future.

 

[dielonnn]

True well does the mastercard / bluebird charge
-monthly fees
-purchase fees

Or does it only charge fees when you load it

Also if you only have say 5 dollars on it and the monthly fee is 8 dollars would it drop you account into negitive?

 

[ChurchMouse]

True well does the mastercard / bluebird charge
-monthly fees
-purchase fees

Or does it only charge fees when you load it

Also if you only have say 5 dollars on it and the monthly fee is 8 dollars would it drop you account into negitive?

Serve (should be same as Bluebird) is $1 monthly fee, waived if you make a direct deposit or deposit a minimum amount during that month. It is impossible to overdraft the account... period. ATM deposits/withdrawals are free on their network and loading it is free at Walmart, CVS and some other places I don't have in my area and forget which ones they are. Using it is free. There is also free online bill pay available, which I've never used but could be convenient.

Bluebird is Walmart branded so it's only Walmart, never had one but scanning the terms it sounds pretty much exactly the same only there are paper checks available. I never had Bluebird and don't know how those checks work or if there are any fees associated with them.

These are really set up as a banking alternative, not just a prepaid card. Although Serve has worked well for me as a cheap/free prepaid.

The only real downside: Not everyone takes American Express.

 

[jblack741]

You should read the small print on the MC/VISA cards you buy at walmart and the like... some of them carry a $5.00 transaction fee for every purchase. If your bank/CU has an option (sometimes listed as credit repair) use theirs. I went through my CU (no fees)!

 

[Rangertrix]

I also use the bluebird card from American Express. Works great. No monthly fees and I can put money on it using my bank card, then use it online with no fear. Only caveat is that some small operations don't take American Express. Been using it for years.

 

[dielonnn]

Nice I think im deff guna go with the master card one, serve? So I can buy the serve master card right at cvs?

This sounds like a great option considering I will be making a lot of small online purchases and dont need a transaction fee, that would suck.

Thanks guys you rock, this forum has been a life saver for me

 

[Thrasher]

I use netspend bought it on a whim and had it for over 3 years now. its a reloadable debt card. with added features like a bank card. I liked it so much I dumped my bank for them. if doing a straight reload its a couple bucks but I use it as a real debt card now with direct deposit so i get free ATM withdraws as well from ace locations.

anytime I can use it i prefer paypal which is also connected to my netspend account and to pay my CC's as there is no bank to bank or PP fees

 

[donwuan]

Probably been mentioned but paypal is pretty nice. Run one of my accounts through PayPal and get a email with any type of activity. Set limits and everything.

 

[ej1024]

WESTERN UNION CARD
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[ej1024]

The problem with PayPal..
Not all juice vendors accept PayPal...
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[USRN2016]

I'd stay away from Bitcoin, Lots of bad JuJu around that stuff. Google search Bitcoin money laundering and Bitcoin CEO found dead.