Mine I just grab a reload card at walgreens for the amount I want to put on it. Then go to the website and put the reload numbers in. The cash goes on instantly.
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Mine I just grab a reload card at walgreens for the amount I want to put on it. Then go to the website and put the reload numbers in. The cash goes on instantly.
All the online security you can come up with doesn't mean anything if you've got a keylogger or RAT on your computer.
Probably overkill but here's what I do.
-INSTALL NOSCRIPT on firefox. Everyone should do this, regardless.
-I use a separate computer for financial stuff only. It doesn't go to any questionable sites, ever.
-Don't store any passwords on the computer
-If it's something really important like your bank account, paste a couple characters of your password to thwart keyloggers.
-Prepaid Visa
Probably overkill but here's what I do.
-INSTALL NOSCRIPT on firefox. Everyone should do this, regardless.
-I use a separate computer for financial stuff only. It doesn't go to any questionable sites, ever.
-Don't store any passwords on the computer
-If it's something really important like your bank account, paste a couple characters of your password to thwart keyloggers.
-Prepaid Visa
Excellent, thanks for the info! Sounds like the perfect solution for me, as not only is restricting it to one site immensely beneficial by itself, but also setting a $$ limit is the icing on the cake!
I tend to make online purchases on a whim, and/or real late at night/early morning, so it sounds like pre-paid wouldn't be too convenient for me unless there was an option to instantly add funds via a website. I checked the Visa pre-paid site and it seems like the only option for adding funds by going to a B&M store (or ATM) that can fill-up the pre-paid card.
Yeah, I am a bit of a security nut, haven't had any kind of malware in a very long time, and it wasn't even on this PC. I sport various different security software setups running in layers, such as HIDS, HIPS, NIDS, firewall, memory firewall, anti-virus, anti-spyware, anti-keylogger (let's just say anti-malware to cover them all, lol), I also run Sandboxie with administrative rights dropped for all my browsers, desktop email, and some other programs. And I run a dedicated box just for my bank that automatically deletes when I close the sandbox.
And yeah, I do run NoScript, which I agree should be a must have for everybody. Ad-block Plus is also amazing too, especially with some great subscriptions, I never see ads anymore, not even from Youtube.
anymore you can have the number copied by someone standing near you with a scanner, fits in the palm of their hand., it was a problem for a while in S florida. never let the clerk turn or walk away from you with your card, dont use atms that look like they are damaged or odd in any way, and dont let people walk away with your card in places like restaurants. sounds paranoid but the whole safer then sorry thing.
I've had my CC number stolen many times when ordering e-cig stuff. It never takes more than a few minute phone call to take care of things and is just the way it is IMO. I have multiple cards so having to wait for a new one in the mail is no big deal.
My bank fixed the problem quickly and shipped me out a new card immediately, but having to re-do (and remember) all my automatic payments is a bit of a pain, luckily I don't have too many to keep track of.
Still though, can't but help feel a little violated TBO. And I also wonder what info these crooks have. They at least have my name, e-mail address (maybe), where I live and what I had ordered (or where I had ordered from), which is unsettling.
Another negative is that I just finally memorized my card! Took me a while to knock the old card out of my head and still had tendencies to use my old number... now I have to learn a whole new one, dangit!
I've been using CC's for online purchases since vendors began accepting CC's online. 1990's?. Never had an issue of any kind. I do insure the site's "Checkout" is HTTPS.
Let's not. 1) You can't prove where the actual compromise occurred. 2) It's not allowed here.
Sorry. There is malware that not only record keystrokes, but they can take screen shots, read your clipboard, and determine keystrokes made on virtual keyboards. The old wive's tale of copy/paste to be secure is just that, a wive's tale.
It would require human intervention to assemble a password from keystrokes, clipboard content, and screenshots. Something a hacker trying to collect them in large quantitys is unlikely to do. Unless a program was written for the very small percentage of people that actually do that. Again, unlikely.
Theoretically, you could use the computer's clock to match up operations fairly well. This would require minimal human intervention- just a simple human verification process.
Example, The user is on a secure site. Take a screenshot with every mouseclick or keystroke and timestamp it. 10:00: 6 keystrokes logged, 10:03: one string pasted, 10:05: 2 keystroked logged. Send the final string or strings and the screenshots to the criminal via Tor or to a throwaway email account. Said hacker gets a series of credit card candidates. A quick glance at the accompanying screeenshots tells them whether the user was entering credit card info.
I have no idea about credit card verification processes, but credit cards used to have certain digits in common (I don't know if they do anymore), so that would also be a way to narrow down options. Further, if there's anyway to tell what kinds of traffic patterns are generated when going to pages where you enter your credit info, that could be used to eliminate human intervention.
I'm not a hacker, but that's just what I came up with after a bit of thought.
Example, The user is on a secure site. Take a screenshot with every mouseclick or keystroke and timestamp it. 10:00: 6 keystrokes logged, 10:03: one string pasted, 10:05: 2 keystroked logged. Send the final string or strings and the screenshots to the criminal via Tor or to a throwaway email account. Said hacker gets a series of credit card candidates. A quick glance at the accompanying screeenshots tells them whether the user was entering credit card info.
I have no idea about credit card verification processes, but credit cards used to have certain digits in common (I don't know if they do anymore), so that would also be a way to narrow down options. Further, if there's anyway to tell what kinds of traffic patterns are generated when going to pages where you enter your credit info, that could be used to eliminate human intervention.
I'm not a hacker, but that's just what I came up with after a bit of thought.
This is why i go the other route...everything of me is wide open...if someone snoops on me, they will become sick to their stomach on the things they find on my computers. 
defense by sheer repulsion....a little lesson i picked up from being rejected by gurlz all the time.
defense by sheer repulsion....a little lesson i picked up from being rejected by gurlz all the time.
Very common in the gaming world. Theft of game accounts is a multi-billion dollar underground industry. There are bugs written solely for the theft of accounts. There are Zeus variants that do the same thing with banking accounts.
I use the ShopSafe feature that Bank of America offers too and have NEVER had a problem. IMHO it would be worth getting one of their cards just for online ecig purchases if you don't have one.
This is the precise reason that I bank like I do. I have a certain number of accounts, none visible by each other when using the card, and visible to each other when logged into my banking portal. Should one get hacked, all funds transfer to the next card and we continue on with our day. No harm, no foul.
Like some others of the as posted. I keep less than a hundred bucks on a B.O.A. debit card, that has no credit line attached to it that I use for online transactions. I only put funds in there when I know I will be making purchases. I get low balance warnings sent to my email right away, if it gets below 25 dollars. (which is most of the time).
I use Mozilla, with NoScript, Ghostery, and use a read only custom hosts file....
and using Sandboxie and Malwarebytes is definitely the only way to go...
I have never had a security issue in the last 8 years of online computing, gaming, downloading or surfing..
I will not ever use an anti virus program either....
I use Mozilla, with NoScript, Ghostery, and use a read only custom hosts file....
and using Sandboxie and Malwarebytes is definitely the only way to go...
I have never had a security issue in the last 8 years of online computing, gaming, downloading or surfing..
I will not ever use an anti virus program either....
My PP debit card is all I use for e-cig purchases online now... However I do think its odd that after thousands & thousands of online purchases over the years with no issues at all, my info has been taken 5 diff times & only with e-cig purchases... All from us vendors
I use the citibank virtual number. unless they have changed it recently it is a one time use number. if you want you can specify an amount and expire date. I don't pay the bills but I don't think the bill shows that a virtual # was used or my husband would have questioned me
I dont know if the "regular temporary number" wv2win talked about is the same as the virtual #, and as I said they may have changed the policy on the one time use.- Status
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